Documentary Letters of Credit (DLC)

Expand your international trade capabilities with efficient, secure, and fast processing of documentary letters of credit, managed by our expert team.

Documentary Letters of Credit (DLC)

Facilitating Secure and Reliable International Trade

A Documentary Letter of Credit (DLC) is a widely trusted trade finance instrument that safeguards both buyers and sellers in domestic and international transactions. It ensures that payment will be made once the seller presents compliant shipping and transaction documents, bridging the trust gap between trading partners.

What is a Documentary Letter of Credit?

A Documentary Letter of Credit is an irrevocable commitment by a bank, issued on behalf of a buyer, to pay a seller a specified amount—provided that the seller presents documents that comply with the terms and conditions outlined in the credit. It plays a vital role in global trade by balancing the risks between importers and exporters.

When is a DLC Used?

• Cross-border trade transactions

• Import/export of goods and commodities

• Contracts requiring assurance of delivery and payment

• High-value or first-time trade deals between new partners

• Trade with politically or economically sensitive regions

Key Features:

• Irrevocable and legally binding commitment

• Structured in accordance with international rules (UCP 600)

• Supports a wide range of documents: invoices, transport documents, certificates of origin, etc.

• Customizable to suit contract terms and shipment timelines

• Payable at sight or on a deferred basis

Benefits:

• Buyer Assurance: Payment is made only after proof of shipment and compliance with contract terms.

• Seller Protection: Provides a bank-backed guarantee of payment upon fulfilling terms.

• Risk Mitigation: Reduces exposure to counterparty, credit, and political risk.

• Trade Enablement: Facilitates transactions even in uncertain or unfamiliar markets.

• Global Recognition: Accepted and trusted worldwide in all major trading jurisdictions.

Who Can Benefit?

• Importers and Exporters

• Trading Companies and Distributors

• Manufacturers and Suppliers

• Commodity Traders

• Freight and Logistics Service Providers

Our DLC Services Include:

• Advising and issuing Letters of Credit

• Confirming and negotiating LCs through correspondent banks

• Document examination and discrepancy resolution

• Tailored structuring to match specific trade terms

• End-to-end support from issuance to settlement

Why Choose Us?

With a global network, experienced trade finance specialists, and strong correspondent banking relationships, we provide seamless and reliable Documentary Letter of Credit solutions. Our client-centric approach ensures timely issuance, reduced document discrepancies, and smooth settlement—helping you trade with confidence and security.